Garrett Insurance Agency

Garrett Insurance Agency

Partner Agency Overview

Garrett Insurance Agency was added as a partner agency and the pioneer agency in Texas on February 1, 2021. 50 total employees and 13 producers were added to the platform. Garrett has a geographic footprint in Texas and expanded to Kansas with the recent merger with Heritage Insurance Group. The primary focus for Garrett is on the farm ranch and agriculture and oil & gas industries and offerings in commercial, personal, and employee benefits.

  • 100 years insurance industry excellence
  • Family owned and operated since 1918
  • Based out of Kerrville/Fredericksburg with offices in Lubbock and Conroe/Houston and San Angelo, TX
  • 2021 merger with Heritage Insurance established presence in Central Region with offices in Stockton, Logan, Phillipsburg and Russell, KS

Company Leadership

Stephen R. Schmerbeck, CIC
Garrett Insurance Agency, Inc.



  • Agriculture
  • Bed & Breakfast
  • Farm Ranch
  • Oil & Gas


Business programs


Home, auto, life

Employee benefits

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